Feb 01, 2007 by tamzid | Posted in Maintenance & Repairs
i simply recently bought a new house and a few months later the water suite keep sending me notices and warnings that the sewer and water line outside my house connecting to the absolute line - aren't covered for any repairs or ruptures and that i am liable - so they are offering me insurance for that for $12 a month.
my difficulty is ..is that a scam or you guys think its worth it?
Utter scam, especially if your house is brand new. I would only consider it if your house was at least 50 years old and the sewer hookah was clay. Then I would drive my car over the pipe area to break them and try to collect. Chances are you could never reach them and you would be stuck in the phone answering system for subsistence.
If you think the notices are from the water company, this company maybe mis-representing itself. You should then register a complaint to the County district attorney.
It is at best one of those things that they will let you pay for and that you will probably never have to use. The water and sewer lines are probably good for 30 or 40 years..do the math and then contemplate about whether you will even be in the house if either fails.
IGH3Rat | Feb 01, 2007
It';s a scam man. It is exactly that you are liable for the water and sewer lines to the main line. But the chances of those failing are bonny minimal. Roots can grow and find their way into sewer lines, but if you have new PVC pipes, then the roots will have a keen time penetrating those lines. Good luck.
floridaman39us | Feb 01, 2007
Technically the family owns the sewer and water line to the street connection. Considering it would cost a lot of shin-plasters to have repairs done in the event of a problem, it's a question pay the insurance or take the risk.
If you live in a newer event perhaps taking the risk is ok. If you live in an older area of town where the pipes are older with lots of big trees it might behoove you to pay the fee and trim down the nightmare of a $10,000 repair bill.
Slim Whitman | Feb 01, 2007
well, I had to substitute my water line from the house to the water main and it cost me around $1,500.
If your water line between avenue and house is old galvanized pipe, the insurance is worth it. If your water line is copper, all things considered not worth it.
If you are in a climate where the ground does not freeze in the winter, definatately not value it.
Ipsydoodle | Feb 01, 2007
I never heard of a O company that is in the insurance business. Are you SURE it's from the water company, or not? Sounds like a scam to me.
William M | Feb 01, 2007
How Do We Get Sewer Line Insurance From Our House To The Street? We Have An Older Home.?
Sep 22, 2007 by shawndfloyd | Posted in Maintenance & Repairs
Never heard of sewer line insurance. Why don't you call your homeowners insurance legate and ask them about it.
Never heard of sewer line insurance. Why don't you call your homeowners insurance agency and ask them about it.
papercutfaint | Sep 22, 2007
The lines from your diet are the City,s resonsablity , never heard of Ins. for sewer lines.
Loddjobs great and small | Sep 22, 2007
Don't lather. The cost wouldn't be worth it. If it goes, then replace it. If it isn't too deep it shouldn't be a big quandary.
The sewer line rarely goes bad from age. Your incoming water line does. You may never need to have a bearing yourself about it.
len b | Sep 23, 2007
most insurance companies pretence sewer line breakage from your property line including your house. my insurance paid all costs except for old conduit itself i replaced cast iron pipe with pvc pipe insurance even paid my labor and relaying carpet costs. receipt your insurance
missourian | Sep 23, 2007
I viable in Virginia. The Electric Company ( Dominion Power) has a add on policy to the monthly charged bill that can cover Service Lines, both water and sewer. The cost is minimal associated to the cost of paying for a repair like this yourself. I know we discovered the insurance existed after the actually last November. Was $5000 to replace 110 feet with 1" K Copper... ands that was a chheap toll. Call your Utility Companies and ask them if they have such a policy. Good Luck!
Uncle D | Sep 23, 2007
Roots In Sewer Line, Insurance, And Price.?
Jul 23, 2007 by Lisa | Posted in Maintenance & Repairs
I moved into a parliament Saturday that I just bought and discovered my sewer line drains real inactive and upon snaking it discovered roots in it. I called my insurance (first house, didn't distinguish) and of course it's not covered. I know my options are yearly augering and chemicals or utter repair. Clearly, first house, I'm hardcore broke. My boyfriend wants to rental an industiral snake and do it ourselves. I'm scared though we have busted pipes and if it bursts and damages the forebears insurance won't pay a penny because they knew I knew there was a problem. I would hate to repair, but don't in need of to put an 300 dollar bank aid on it via roto rooter every year.
If this were your brothel what would you do?
Roots in the line disgraceful that you have a peforation in your lateral at some point. Snaking it out, whether by Professional Drain cleaners or renting the gear yourself is only a stop gap measure, meaning you will continue to throw money at it forever. I underwrite getting it scoped - meaning get the pipe camera down there to find out what and where the extent of the bill is. Then get 3 seperate bids to repair or replace a section of or the entire sewer lateral. With roots you will after all have to dig up and replace the broken section. Better to bite the bullet and do it now than to have to pay Roto-Rooter to Loosely transpire b emerge in the middle of the night or in the middle of your party to punch through the roots again.
Roots in the line note that you have a peforation in your lateral at some point. Snaking it out, whether by Professional Drain cleaners or renting the accoutrements yourself is only a stop gap measure, meaning you will continue to throw money at it forever. I favour getting it scoped - meaning get the pipe camera down there to find out what and where the extent of the invoice is. Then get 3 seperate bids to repair or replace a section of or the entire sewer lateral. With roots you will sooner have to dig up and replace the broken section. Better to bite the bullet and do it now than to have to pay Roto-Rooter to total in the middle of the night or in the middle of your party to punch through the roots again.
Will - Plumber CA
twogreeneyz | Jul 23, 2007
Ask the troop that augered the line, how far out the roots were. Then dig up the line and replace it there. Having a new house is expensive enough without worrying when the next hamper will be. PVC pipes seem to divert roots away from them rather than going into them. I know this sounds painfully but you need to realize, the roots have grown INTO the pipe and it will crumble after a bit of together. There is no chemical that will kill the roots and repair the pipe.
sensible_man | Jul 23, 2007
My son had the same riddle in a house he once owned & he found a guy who came to clean out the lines every now & then, for a low fee. It was a pain for my son to have this disturbed, & in time, he had to have a guy dig his yard up & replace the very old tile. For now, rent an industrial traitor. Just have your b/f take it nice & slow when cleaning the line out. Maybe once he breaks through the tree roots a few times, you won't be bothered so much with sewer problems. Movables luck to you!!!
shortstuff | Jul 23, 2007
I would rotor it and then use the chemicals. Depending on how the sewer line is run from the circle and how long the run is to the house, it could cost thousands to replace.
If you keep up with the anti foremothers chemicals after the sewer line is cleared, you may not have a problem thereafter except maybe during times of serious drought.
Even so, if you were Dis bent to replace the line, then roto it out now and that will buy you time so you can deal with a more permanent nick after your bank account has had a chance to recover.
You need a power crook with a cutting head on it. A snake alone will not do the job.
PS, I would also check the home inspection description to see what comments were made about slow drains. Since this problem is readily observable merely by running the water for a while, the Home Inspector should have picked this up.
Ipsydoodle | Jul 23, 2007
Power rodding every few years (you should not fundamental to every year unless the cracks are huge) is fairly inexpensive compared to the thousands it will fetch to dig it up and fix the problem completely. Even then, roots will ultimately find their way in again with traditional clay sewer volunteer sections. (Although it take decades or longer depending.)
There is another option I saw on TV recently but be aware nothing about - it involved sending a air-filled bladder down the pipe and pumping in authentic around the bladder. I'm not sure of the cost, but it saves digging up the yard.
Perhaps the smartest possession to do is to send a camera down your line and taking a video of your pipes. It won't cost that much and will let you conscious exactly how bad the breaks are and where they're located so you know what you're up against.
Good luck-
...
ModMan65 | Jul 23, 2007
Sewer Backup Overflow Flood due to tree roots
Your tree in the front yard could issue major damage if tree roots are in the storm or sanitary lines.
Feb 17, 2010 from Shannon Blatt
RT : Dominion Power asking me to pay for sewer line repair insurance 5.25 month. That's wierd. Aren't sewers city property.
Feb 17, 2010 from CaraMandart
Got a think from Dominion Power asking me to pay for sewer line repair insurance 5.25 month. Anyone have advice?
p Directory
Home Emergency Insurance Solutions
Sewer/Septic Line Increased by Insurance Coverage. You may not realize it, but ... Sewer/septic line blockages and collapses can be labyrinthine and expensive to repair. ...
Yuck...Are You Insured for Sewer Backup?
Flooding can also root sewage from sanitary sewer lines to back up into houses through drain pipes causing constitution hazards and damage that is difficult and expensive ...
Service Line Protection Program
American Damp Resources® Inc. offers Water Line, Sewer Line and In-Home Plumbing Emergency Shelter Programs to residential customers in select states. The ...