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Holiday Insurance Broker Gave Incorrect Info And Now Insurance Company Wont Pay Out.?

Jul 27, 2006 by tink | Posted in Insurance

When fetching out holiday insurance i used the same company i have always used but this time we were taking a motorcycle fair so i specifically asked the broker if we were covered for touring around europe on our motorcycles or if i needed to take supplement cover as this isn't an everyday joe bloggs holiday. I was placed on hold and the colleague of staff came back and told me i didn't need to and asked no further details.
My spouse was killed in a motorcycle accident whilst on holiday in france. the insurance entourage repatriated his body home but have now told me they wont pay any death improve because the bike was over 125cc. they paid for him to come home "ex-gratia".
But I was led to assume trust to i was covered by the broker who obviously went and asked someone whether it be the insurance company or a collegue. Do I have a if it should happen? Whats my next move? who do i go to the insurace company or the broker? I would appreciate any info Thanks in go on

Please brook my sympathy. Most brokers must take out E&O insurance (errors and ommission). If your attorney sues the broker the demand will most likely be paid by the brokers insurance. Its worth a shot.

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First of all, I'm penitential for your loss.

That said, it all depends on whatever paperwork you had received with regard to your principles. As things stand, if you have a standing policy with an agent - one which has been carried head from year to year - then its terms are what will determine whether this is covered or not.

Take your policy data to a reputable attorney and let them peruse it for any loopholes or other exceptions which the insurance company may be exploiting, and if he cannot find any then crush your case.

Again, I am sorry for your loss.
pblcbox | Jul 27, 2006

This is so sad, I'm so apologetic for you. In my life experiences I have found you need everything important in writting. It's a shame that guy gave you the incorrect info but in less a lawyer tells you different I think you are stuck. Pitiable for your loss of a friend.
kitkat | Jul 27, 2006

Pitiable to hear about it. Unfortunately, what's in writing will most likely prevail. It boils down to your little talk and the insurance broker; however, if there is any witness (perhaps an office worker or someone who may have overheard your conversation) you might have a chance. You'll obviously need an attorney, but I have the feeling you'll end up with very little if anything.
Mike S | Jul 27, 2006

Please take on my sympathy. Most brokers must take out E&O insurance (errors and ommission). If your attorney sues the broker the state will most likely be paid by the brokers insurance. Its worth a shot.
Dee | Jul 27, 2006

Repentant for your loss. If you do not have any paperwork to verify this, you are probably out of luck.
tigertiggerii | Jul 30, 2006

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Harley gunning for growing market in India

29.11.09

Mumbai, India — Metallica's reading of "Turn the Page" blared from 6-foot-squiffy speakers. Then the riders revved their engines: one, two, three, and soon more than a dozen thundering motorcycles were get ready for the convoy.

Any motorcycle rally would be unusual in India, where bikes are root transport used to whip around crowded, chaotic, potholed streets. Even more superb was that this group of leather- and denim-clad bikers was riding Harley-Davidsons, the American icon that's working to generate inroads in India.

The presence of the Harleys in Mumbai shows the disparate economic fortunes of the United States and India. While the set-back in the U.S. has led to a slump in domestic sales for the Milwaukee-based company, India has weathered the universal financial storm better, and its growing middle and uppermost classes are hungry for American goods and status symbols.

It won't be calmly for Harley to break into the world's second-largest motorcycle merchandise. Barriers include a tariff and tax markup of roughly 100%. With an increment of, India has a conservative consumer psyche, and motorcycles are rarely used for leisure riding.

Source: Milwaukee Journal Sentinel

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