£1500 scooter insurance payout

08.12.09

Unfortunately, prehistoric this year the scooter was stolen. It was reported to the police and later on to NIG. The scooter was later recovered by the police, but NIG deemed it a downright loss beyond repair and placed a £900 valueGenerallyon it. This seemed fair.

Two weeks later it sent me a letter refusing to pay its assessed value becauseIn the mainI could not prove I had had the repair work done earlier. I clearly had hadIn particularit done. I have several parking tickets from around London between the period alone to show the agency was in everyday use. I believed the insurer was being unnecessarily recondite bearing in mind it did not even pay for the repair work. Now letters taxing I pay £359 for costs incurred are arriving. The scooter is a vital tool to help me run my business.

CB
London, W2

The insurer doubted the working order following the first incident had been done at all or at least in such a way as to make the vehicle cat burglar-proof. You disputed this. As the ignition locks were part and container of the security feature, how else, you asked, could the scooter have been on the road forMostlyseveral months afterwards as could be proved? Now you discovered that the money, which was being demanded from you, linked to expenses for storage and collection. Given the insurer was rejecting the allege, it reasoned that it was no longer obliged to pay these costs. Source: Telegraph.co.uk