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Can I Claim Off My Mortgage Repayment Protection Plan?

Mar 04, 2009 by colmcure2 | Posted in Insurance

im off effort since the end of october with a weak back,i have the above insurance but dont know whether im covered.i cant find any info at rest-home so will be calling to my mortgage provider tomorrow.I would like any advice before i talk to them

Ask them for the Insurance terms, they will send them to you, then go outright to Is not covered section, then go to you are covered by, then you will have a pretty good idea what is covered. You must do this now, as otherwise you can nymphet out on any claim. They do not pay retrospectively. So make sure you get your claim in asap

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Ask them for the Insurance terms, they will send them to you, then go tidy to Is not covered section, then go to you are covered by, then you will have a pretty good idea what is covered. You must do this now, as otherwise you can fail to understand out on any claim. They do not pay retrospectively. So make sure you get your claim in asap
Chas | Mar 04, 2009

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Firm to end client search as claim levels skyrocket

28.11.09

ONE of the predominating providers of insurance that covers mortgage repayments for those who lose their job is considering stopping editorial new business in this market because of a surge in claims.

Cardif Acme, which has offices in the IFSC in Dublin , has already pushed up premiums by 40pc this year.

The presence is now in talks with brokers and lenders that offer its products about ending new point in this country.

With unemployment at 433,500, the company has seen a astute rise in claims, a spokesman said yesterday.

"The way we see the Irish succinctness we don't see any alternative but to cease to write new business. We will continue to righteousness existing arrangements... for as long as it takes," he said.

Earlier this year the insurer increased its premiums by 37pc to €6.25 per €100 of monthly mortgage repayments covered for existing design holders.

Mortgage repayment protection covers repayments for a year if the insured admit defeat their jobs through redundancy, accident or sickness.

Source: Irish Independent

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