Is It Legal To Keep Your Ex-spouse On Your Group Health Insurance In Georgia?
Nov 06, 2006 by upside down | Posted in Insurance
Divorced since 2003, ex does not combustible with me nor is a dependant, NOT on cobra, and remarried in 2004 (lives with new wife). A georgia policeman told me "you can insure anyone you longing". 24 calls to other insurance agents all agree with me- it is not legal. Who is exceptionally right???
PS- if the health ins was provided under a domestic partners policy would that be fraud in ga??
I asked the oversee because I'm the new wife. It's not Cobra, it's Ex-wife and MY husband in this fraud together. I have her insurance card (renewed in 2006) showing her name and his. OUR confederation in 04, he lives w/me, but has mail to her house.
Police blow me off as a revengeful Baron von M trying to get the law to violate HIS privacy laws.
If nothing else, her employer is getting screwed to run things someone not elegible. Proof of the fraud will strengthen my divorce case, I think.
*The really will set you free*
I just do not believe any insurance company would do this, willingly, it has to be fraud.
No, she cannot delight a win him as a dependent or spouse once the divorce is final. Since he is not living with her, she can't claim hired help partner either. He would have been eligible for 36 months of COBRA had he elected it at much higher premiums. By leaving him on her coverage, she has been de-frauding her insurance actors and possibly her employer if the employer pays part of the premiums.
Most insurance companies have a fraud hotline. The numbers can predominantly easily be found with an internet search and they are anonymous. Do you what you have to.
I would take it 24 insurance agents before I would believe on policeman when it comes to questions about insurance.
deep5223 | Nov 06, 2006
By with an Ex spouse unless you were married in an excessive amount of years.. say more then 20... it is on average fraud to continue to carry them as a medical dependent unless stated in your sever.
example: military couple. If a husband serves in the military and divorces after 3 years of confederation the spouse will automatically be dropped (any adoptive or biological children can rope on policy)
If a couple is married for over 20 years and the husband then retires and then they get divorced the spouse is entitled to be on the medical script until the spouse remarries.
generally if your not married, an ex spouse has remarried, it's not in article in a divorce it's fraud to continue to carry the person on your policy. and why would you want to markedly if your paying premiums for the other person?
Even if a company has a domestic partners clause you by have to co-habitat for at least 6 months and generally sign a form saying you finish w/ that person etc.
Sanders | Nov 06, 2006
A policewomen officer is NOT a lawyer, he has NO CLUE!!
Check the terms of your group robustness plan. Dollars to donuts, if your ex-spouse is not living with you, your employer is NOT prevalent to want to keep insuring them! They WILL, however, get the option of keeping coverage for up to 18 months, if you edit out him from your insurance they will get a cobra notice in the mail.
mbrcatz17 | Nov 06, 2006
No, she cannot persist him as a dependent or spouse once the divorce is final. Since he is not living with her, she can't claim native partner either. He would have been eligible for 36 months of COBRA had he elected it at much higher premiums. By leaving him on her coverage, she has been de-frauding her insurance corporation and possibly her employer if the employer pays part of the premiums.
Most insurance companies have a fraud hotline. The numbers can generally speaking easily be found with an internet search and they are anonymous. Do you what you have to.
Karen T | Nov 06, 2006
Think About It , As Consumers How Long Are We Going To Let Insurance Companies(All) Screw Us Anyway They Want?
Jul 29, 2009 by Cool Hand | Posted in Insurance
Even though I pay almost 600.00 a month in the specify of Georgia for automobile insurance ( full coverage), I found out if I was in an accident and even though it was not my fault ,a insurance company can charge me with 25% of the addition even though the other driver was ticked for failure to yield, And they are within the law? In this case they are stealing 12,000.00 in damages by decent saying Our adjuster see's it this way contrary to police and eye witnesses statements and oh yea we all-out led your car.How many of you can relate to begging these insurance companies to charge you a outrageous premium so they can disallow to pay when needed. As consumers we let it go, maybe to proud to admit when ripped off, or perhaps boy we're lucky they didn't cancel? Another example In Georgia building contractors why even worry getting licensed? I found if Someone was to build a home for example , It happened to me, I paid out 90% of full cost, he completed 50% of the work,and just stole the have a zizz, left a complete mess, but Georgia license's board can do nothing he put my name as the builder , Even though the internal is as now unlivable, BBB will only go after a Business if it's a member. if you're unlicensed not a member they can continue without as much as a prophecy. Lawyers tell me you can sue him but you'll get a judgment in your favor but no money,,. This is two examples of fraud against a consumers, I'm not rectify by any means but this I will do if you give me a 50.00 bill to buy something for you, if it costs 49.99 I'll give you the penny back, if it costs 59.99 I'll pay the contrariety dispute and say nothing. Honesty, ethical Business behavior is becoming rare in America, as yearn as it's legal who cares if we screwed that guy out of his last hope. The two examples I gave, in today's men people when hearing this story are steadfast those SOB'S should be in jail, but these people I find credible are regarded as "good businessman" and in my case frankness will lose every time to the businessman. Contact me or help start a call upon against this type unethical slight of hand BS.
If you pay $600.00 a month for insurance...I daydream you have at least 5 cars and 3 young drivers, because that is a ton of money for insurance. 1st you should shop around for insurance $3600 every 6 months for auto insurance leaves a lot of wiggle lodgings for a better quote. 2nd its in your insurance companies best interest to NOT have you charged for any parcel of the accident. That means YOUR company had to pay. Where is the slight of had there? They would be screwing themselves over just to get a itty-bitty bit of premium from you? I don't think so.
You example about gave about the contractor as little to nothing to do with insurance and insurance companies. Solid builders are supposed to be bonded but an insurance company is not screwing you or anyone else over here. I find it hard to hold, that this contractor had such great recommendations, he chose you as the first to screw over and had never had a complaint ever. Did you do your due diligence? Who recommended him? I'm ill-starred it happened but blaming insurance is barking up the wrong tree.
Also just to restate on the Auto insurance. I have 2 cars, full coverage, $500,000 coverage and I have a ticket and an at oversight accident on my record. I pay $67.00 a month. I'm not saying you should be paying what I'm paying...but honestly get some quotes. And if you really want to challenge this, turn in a complaint to the insurance commisioner of your claim. The commisioner makes sure insurance companies follow state law for insurance.
If you buy coverage, then your adjuster fights for you.
Some states, have comparable inattention laws. This isn't the fault of the insurance companies, this is the fault of the politicians YOU VOTED FOR.
Don't like the laws? Choose in different politicians to change them. Simple as that.
Regarding the contractor - if you hanker after a guarantee that the work will be completed, you have to buy a PERFORMANCE BOND. If you don't buy a performance hold together, you don't get that guarantee!!!
It's a free country!! If your agent didn't Give someone a tongue-lashing you that there's a such a thing, and you might want it, then sue them!! If you acted as your own agent, SUE YOURSELF - you gave yourself wretched advice.
But you don't get, what you don't PAY FOR.
So, I hear you squawking about having to pay for things . . .and then squawking about not getting things you didn't pay for.
MAN UP!! Take some flipping guilt for your OWN poor decisions!!
mbrcatz | Jul 29, 2009
Ballot for WHAT policitian to change them???? hahahahaha....we are screwed!!!! Unless someone categorically has a change of heart..these insurance companies are getting worse as the days go by and richer!
ebonisun | Jul 29, 2009
If you pay $600.00 a month for insurance...I faith you have at least 5 cars and 3 young drivers, because that is a ton of money for insurance. 1st you should shop around for insurance $3600 every 6 months for auto insurance leaves a lot of wiggle dwelling for a better quote. 2nd its in your insurance companies best interest to NOT have you charged for any divvy up of the accident. That means YOUR company had to pay. Where is the slight of had there? They would be screwing themselves over just to get a bantam bit of premium from you? I don't think so.
You example about gave about the contractor as little to nothing to do with insurance and insurance companies. Convinced builders are supposed to be bonded but an insurance company is not screwing you or anyone else over here. I find it hard to credence in, that this contractor had such great recommendations, he chose you as the first to screw over and had never had a complaint ever. Did you do your due diligence? Who recommended him? I'm deplorable it happened but blaming insurance is barking up the wrong tree.
Also just to labour on the Auto insurance. I have 2 cars, full coverage, $500,000 coverage and I have a ticket and an at flaw accident on my record. I pay $67.00 a month. I'm not saying you should be paying what I'm paying...but sincerely get some quotes. And if you really want to challenge this, turn in a complaint to the insurance commisioner of your solemn. The commisioner makes sure insurance companies follow state law for insurance.
RichardFitzentite | Jul 29, 2009
1st off call an vehicle and get quotes for different insurance. if you are paying $600 a month, you most likely have several biography tickets, accidents and/or teenagers in your home for such a high rate. most companies value you for at least 3 years, so till all of any past drops off after 3 years, you are stuck. if there are teenagers, that is most right the main reason for high rates, since teenagers are idiots and will have a three of accidents before they become an adult or get many tickets for speeding. you need to have a agent begin down if there is anyway to get the rates down or if you are just stuck. it only takes a phone call to find out.
i wont get into the contractor make a shambles of since others have stated it. but unfortunately, if someone is a crook and you did not verify information before he started you are SOL.
i always taste it when people say just sue them. since the majority of judgments out there will never be paid, since they have no assets and they never will. but then again you got a judgment on the guy.
favourable luck
lucy | Jul 29, 2009
How Big Is ChoicePoint? How Big You Have To Be To Become A Monopoly?
Oct 12, 2006 by ION-CONSTITUTION | Posted in Economics
ChoicePoint is an Alpharetta, Georgia-based party that sells information in three markets--insurance, business and government, and marketing. According to a latest quarterly statement filed at the Security and Exchange Commission, ChoicePoint sells: "claims retailing data, motor vehicle records, police records, impute information and modeling services...employment background screenings and hypnotic testing administration services, public record searches, critical record services, credential verification, due diligence information, Standard Commercial Code searches and filings, DNA identification services, authentication services and people and shareholder locator dirt searches...print fulfillment, teleservices, database and campaign bosses services..."
ChoicePoint has managed to attain a weighty share of the commercial data broker (CDB) market with strategic purchases of other businesses. Since its spinoff from Equifax in 1997, ChoicePoint has acquired a company of information collection and processing companies. These include:
National Observations Retrieval, Inc., a provider of public records information; List Originator, Inc., d/b/a Kramer Lead Marketing Group, a marketing company in the living and health insurance and financial services markets; Mortgage Asset Exploration Institute, Inc., a mortgage fraud monitoring company; Identico Systems, LLC, a guy identity verification company; Templar Corporation; insuranceDecisions, Inc., an insurance commerce claims administration company; Bridger Systems, Inc., a USA PATRIOT Act compliance proprietorship; CITI NETWORK, Inc. d/b/a Applicant Screening and Processing, a tenant screening New Zealand; TML Information Services, Inc., a provider of motor vehicle reports; Anaesthetize Free, Inc., a drug testing company; National Drug Testing, Inc., a narcotize testing company; Application Profiles, Inc., a background check performers; Informus Corporation; a company enabling ChoicePoint to offer products online; Tyler-McLennon, Inc., a family screening company; ChoicePoint Direct Inc., formerly known as Customer Progress Corporation, a database marketing company; EquiSearch Services, Inc.; DATEQ Dirt Network, Inc., an insurance underwriting services company; Washington Document Help, Inc., a court record retrieval service; DataTracks Technology, Inc., a portion publicly record information company; DataMart, Inc., a database software establishment; Statewide Data Services, Inc; NSA Resources, Inc., a drug testing suite; DBT Online, Inc., a public record services provider; RRS Police Records Directing, Inc., a provider of police reports and related services; VIS'N Service Corporation; Cat Statistics Group, LLC; Drug Free Consortium, a drug testing troop; BTi Employee Screening Services, Inc., an employee pre-screening services cast; ABI Consulting Inc., a drug screening company; Insurity Solutions, Inc., an insurance rating players; National Medical Review Offices, Inc.; Bode Technology Unit, Inc., a DNA identification company; Marketing Information & Technology, Inc., a direct marketing public limited company; Pinkerton's, Inc., a preemployment screening company; Total eData Corporation, an e-post database company; L&S Report Service, Inc., a provider of police records; Householder Data, Inc., a residential screening services provider; Vital Chek Network, Inc., a provider of life-and-death records; Accident Report Services, Inc., a provider of police records; Programming Resources Group, insurance software company; Professional Test Administrators, Inc., a drug testing crowd; CDB Infotek, a seller of public records; Medical Information Network, LLC, an online physician verification rite; and Rapsheets.com, an online provider of criminal records data.
Its simple that they own most of the companies in the Data mining bussiness. Now All insurance companies consult Choicepoint C.L.U.E. statement before they aprove you for home or even car insurance. They know things about anyone like how many accidents you have, if you were at impugn, and how many traffic tickets you have. Thats the new way for this companies to detrmine how much are they going to enjoin you for insurance. All you need to have is a couple of mistakes and boom you get stock with higher rates, awful bussiness dont you think?. They have one of the biggest databases in the nation that now even FBI uses them or buy their word instead of doing their own investigations. How comfortable Aint it? There is no doubt that Election point is one poses one of the most dangerous databases in america. And there is no way to put controls to their marketing of a city-dweller own and personal information. A monopoly ! we can agree they are the biggest in the market out now.
It's illogical to have a monoply now because if you own all the companys in a particular feild you can raise the prices as great as you want,so the government outlawed it.
Paul V | Oct 12, 2006
You don't have to be big to have a monopoly, you unbiased need to have a large share of the market in whatever niche you are operating in. If someone invents a new whatchamacallit, and creates a company to sell it, and patents it, they have a monopoly on that gadget even if they have only sold five of them.
For UK authorized info, see www.mmc.gov.uk
For the US, START HERE: www.investorwords.com/1919/Federal_Trade_Commission
MBK | Oct 16, 2006
Its distinct that they own most of the companies in the Data mining bussiness. Now All insurance companies consult Choicepoint C.L.U.E. statement before they aprove you for home or even car insurance. They know things about anyone like how many accidents you have, if you were at call to account, and how many traffic tickets you have. Thats the new way for this companies to detrmine how much are they going to safe keeping you for insurance. All you need to have is a couple of mistakes and boom you get stock with higher rates, wonderful bussiness dont you think?. They have one of the biggest databases in the nation that now even FBI uses them or buy their news instead of doing their own investigations. How comfortable Aint it? There is no doubt that Choosing point is one poses one of the most dangerous databases in america. And there is no way to put controls to their marketing of a ratepayer own and personal information. A monopoly ! we can agree they are the biggest in the market honest now.
HerKomisar | Oct 19, 2006
Scam: Hail Roof Damage
roof, and insurers will pay for a new one. Find out what you should recollect. ... scam hail roof damage Georgia Insurance Information Putting into play what to ...
DHS had felony fugitive in its ranks and never knew it!
09.12.09
Atlanta, GA - The Be influenced of Homeland Security was humiliated when it learned that one of its Immigration Services employees was a runaway wanted on felony charges in New Jersey. According to the Essex County, NJ prosecutor’s area, the Department of Homeland Security and Immigrations Services corporation had no idea that their employee, Tahaya Buchanan, had been indicted on one upon rely on of Insurance fraud after staging the theft of her SUV. The warrant had been outstanding since 2007.
Ms. Buchanan was arrested during a conventional traffic stop. She has plead guilty to the charge of Insurance Fraud and will deal out three months probation for the offense. U.S. Citizenship and Immigration Services spokeswoman, Ana Santiago told a lady of the press for the Star-Ledger of Newark that she did not have any information on whether DHS employee lists are routinely compared to civil warrant databases.
In a pub, located in the downtown area of Atlanta, Mr. Michael Whelen said, "What was once a ticklish ship during the Bush Administration has become a loose and borderline nonfunctional gaggle under the Obama Regulation. No wonder the deputy Attorney General quit." Another man, Laquita Williams of Atlanta stated, "They don’t recall about their own folks. How can they stop the Major Hasans (Referring to the Islamic Army Psychiatrist suspected of attacking military personnel in Ft. Hood, TX) from infiltrating the military when they can’t keep up with themselves?"
Fraud
Fraud. The Georgia Insurance and Aegis Fire Commissioner's Fraud Unit investigates violations of Georgia statutes related to insurance fraud. ...
Coalition Against Insurance Fraud
Disregarding, nonprofit organization of consumers, government agencies, and insurers dedicated to combating all forms of insurance fraud through open information and advocacy.
Georgia Insurance Fraud Lawyer - Avvo.com
Find, enquiry and rate 95 Insurance Fraud lawyers in Georgia. Free attorney background profiles, disciplinary sanctions, and shopper reviews.
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Gingrich on Reid's vigour breakthrough“My guess is this one will collapse,” the former US Speaker and Georgia lawmaker said today over lunch with me, my ally Jay Bookman and members of his
Interior Insurance: On the phone in your car? Yes you can! No you can't!David Colmans is executive director of the Georgia Insurance Poop Service. Contact him at 770-565-3806 or by e-mail at dcolmans@giis.org.and more »
On Monday, Buchanan pleaded apologetic to one charge of insurance fraud, New Jersey's The Star-Ledger reported, a certainty for which she faces three months
However, in the non-presence of an allegation of criminal fraud it stands to reason that the failure to require comme value accounting contributed substantially and more »
No, she cannot delight a win him as a dependent or spouse once the divorce is final. Since he is not living with her, she can't claim hired help partner either. He would have been eligible for 36 months of COBRA had he elected it at much higher premiums. By leaving him on her coverage, she has been de-frauding her insurance actors and possibly her employer if the employer pays part of the premiums. 
NJ.comShe has plead reprehensible to the charge of Insurance Fraud and will serve three months probation for the offense. US Citizenship and Immigration Services Georgia immigration worker pleads guilty to fraudFugitive is discovered at Homeland SecurityNJ volatile worked for Homeland Security in Ga. - -all 184 tidings articles »